The prospect of moving to Alberta can be both exciting and overwhelming. The province offers a diverse landscape with picturesque views of the Rockies, vast prairies, and vibrant urban centres. 

With its strong economy, great outdoor recreation, and affordable housing market, it’s no wonder more people are choosing to call Alberta home. 

If you’re considering moving, here’s a comprehensive home-buying checklist to help you navigate the process and ensure a smooth transition.

1. Assess Your Finances

Prior to beginning your hunt for the perfect home in Alberta, it is essential to comprehend your financial standing. Assess how much you can allocate towards a new home by considering your present income, expenditures, and savings. 

Obtaining pre-approval for a mortgage will establish your budget and make you a more appealing buyer to sellers.

2. Research Alberta’s Real Estate Market

Get to know the housing market in Alberta and explore the different types of properties you can find there. Look into the average cost of homes in various areas and communities, considering how close they are to facilities, schools, and transport options. This will help you figure out which locations are most suitable for your financial situation and way of living.

3. Choose a Realtor

A knowledgeable realtor is your best ally when buying a home in Alberta. They can provide expert guidance on the local market, help you find properties within your budget, and negotiate on your behalf. 

Choose a realtor with a strong track record in the area you’re interested in and who specializes in the type of property you seek.

4. Make a Wish List

Before starting your search for a new home, create a list of essential features and amenities that matter to you. 

Keep in mind aspects like the number of bedrooms and bathrooms, the size of the house, and any outdoor areas. Rank your preferences based on importance, and be ready to make some concessions if needed.

5. Attend Open Houses and Showings

After fully grasping your budget and preferred amenities, you should begin visiting open houses and private viewings. This enables you to experience the variety of properties on offer and assists in narrowing down your search. 

Remember to document each visit by taking notes and pictures, as recalling the specifics of every property can be challenging.

6. Make an Offer

Once you discover a house that meets all your requirements, it’s time to put forward an offer. Your real estate agent will assist you in this process by helping you figure out a competitive but fair offer price, taking into account similar properties in the vicinity. 

Besides the buying price, your offer will also consist of specifics like the closing date, conditions (like financing or a home inspection), and any items to be incorporated in the sale (such as appliances, window treatments, and so on).

7. Secure Financing

After your proposal gets the green light, you must complete the mortgage process with your loan provider. 

Get ready to present documents like salary slips, tax filings, and bank account statements to validate your earnings and financial standing. Moreover, your lender will ask to evaluate the property to confirm its worth matches the mortgage value.

8. Get a Home Inspection

A thorough home evaluation is essential to purchasing a house, as it can uncover hidden problems that might not be easily noticeable. 

Any concerns during this assessment can be discussed with the seller by fixing the issue or altering the buying price. It is essential to be present during the inspection to ask questions and gain a deeper insight into the state of the house.

9. Purchase Home Insurance

Before finalizing your new house’s purchase, it is essential to obtain home insurance. This safeguards your investment against potential harm or loss from fires, theft, or extreme weather conditions. Look for the most suitable coverage and prices, and ask about any potential discounts you qualify for.

10. Close the Deal

Finally, it’s time to close the deal. Your realtor and lawyer will guide you through the necessary paperwork and legal processes, including the title transfer, mortgage registration, and payment of closing costs. Once all the paperwork is complete, you’ll receive the keys to your new Alberta home.


Purchasing a home in Alberta is an exciting milestone but can be complex and sometimes overwhelming. By following this comprehensive checklist and working closely with a trusted realtor, you’ll be well on your way to finding and securing the perfect home for you and your family. 

Remember to research the local market, establish a budget, obtain pre-approval, and consider your priorities when searching for potential properties. With patience, preparation, and the right support, you’ll soon be enjoying your new life in your beautiful Alberta home.

Relocating to Alberta is quite a task, so don’t do it alone. We can help you! Chris Strong is your Central Alberta relocation realtor for Calgary, Edmonton, and Red Deer properties. Call 403-463-1454 and start your new life.